Services & Solutions

Investment & Asset Management

Goal setting and Required Rate of Return
Asset allocation based on personal goals and objectives
Ensuring investment selection is inline with goals & risk tolerance
Tax efficiency of Investments
Fee Analysis
Continuous Monitoring and goal checks

Retirement Planning

Retirement Income Projection and Analysis
Pension Analysis
Severance
TFSA or RSP ?
Goal Setting
CPP and OAS Analysis

Estate Planning

Legacy Planning
Inheritance
Intergenerational transfers
Estate Bond
Gifting to children
Trusts
Charitable donations

**Some Estate Planning strategies may require the involvement of a legal professional.

Tax Minimization Strategies

Tax efficiency of investments
Tax deferral
Tax conversion
Passing assets through your estate
Income splitting
Intergenerational transfer

**Tax minimization strategies abide by rules set forth by the CRA and may require us to work along side a Chartered Accountant.

Corporations and Businesses

Business Risk Management
Investment and Asset Management
Group RSP
Tax Efficiency of Business Income
Group Benefits

Risk Management & Needs Coverage

Income protection
Asset protection
Family protection
Estate protection
Travel Insurance

Other

Capital Needs and Cash Flow Analysis
Education Planning
Short term goal planning
Debt Management
Beneficiary audit